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Terms of Use

Last modified November 17, 2017.

Your Acceptance of Terms of Use — Read Before Continuing.

Welcome to skbcos.com (the “SKB website”), a website operated by ScanlanKemperBard Companies, LLC (“SKB Companies”) and SKB Securities, LLC (“SKB Securities”), a registered broker-dealer and member FINRA/SIPC, and a wholly-owned subsidiary of SKB Companies (collectively, the “SKB Entities”). The SKB Entities are pleased to provide you with the information, content, tools, and services on the SKB website. Your use of the SKB website is governed by these Terms of Use.

These Terms of Use are a binding agreement between you and the SKB Entities. By visiting the SKB website, you accept and agree to be bound by these Terms of Use. Your use of the SKB website is also governed by our Privacy Policy and Terms of Service, the terms and conditions of which are incorporated into these Terms of Use. If you do not agree with these Terms of Use, please do not use the SKB website.

These Terms of Use are in addition to any other agreements between you and the SKB Entities, including any customer or account agreements, and any other agreements that govern your use of any information, content, tools, products, or services available on or through the SKB website.

Changes to Terms of Use

The SKB Entities reserve the right to modify or update these Terms of Use at any time. Any modifications or updates will be posted on this page and will be effective upon posting. By continuing to use the SKB website after we have posted any such modifications or updates, you are agreeing to the terms and conditions of these Terms of Use as modified or updated. Your use of the SKB website is governed by the version of these Terms of Use in effect at the time you access or use the SKB website.

Limited Services Provided

Through the SKB website, the SKB Entities provide qualified persons electronic access to certain online account services, as described in greater detail in our Terms of Service. The SKB Entities do not provide investment, tax, or legal advice on or through the SKB website or otherwise.

Prohibited Uses

Because all servers have limited capacity and may be used by many people, you agree not to use the SKB website in any manner that could damage or overburden any server hosting the SKB website or any network connected to any such server. You further agree not to use the SKB website in any manner that would interfere with any other person’s use of the SKB website.

Certain areas of the SKB website are protected by passwords or require a login or other personal security data. You agree not to obtain or attempt to obtain unauthorized access to any such area of the SKB website, or to any other protected materials or information, through any means not intentionally made available by the SKB Entities for your specific use.

You also agree not to use the SKB website or the information or services provided on or through the SKB website for any unlawful purpose.

Means of Access

The SKB website is generally intended to be viewed by means of a conventional secure web browser presented on a screen having a resolution of at least 800 by 600 pixels. Although you may access the SKB website by other secure means, you should be aware that the SKB website may not appear accurately if accessed through such other means, and you use such other means only at your own risk.

Security of Data Transmissions

The SKB website has security measures in effect, including data encryption, to protect the information under our control, as described in greater detail in our Privacy Policy. However, no data transmission over the Internet can be 100% secure, and so the SKB Entities cannot guarantee or warrant the security of any information you submit to us through the SKB website.

Password Security and Notification

If you created a password to access non-public areas of the SKB website, you are solely responsible for maintaining the confidentiality and use of the password and other personal security data. Any such password is for your personal use only, and you agree to not share it with any other person or to permit any other person to access the SKB website through the use of such password. You are responsible for all activities that occur in connection with your password, including all instructions electronically transmitted or the use of any data, information, or services obtained using your password and other personal security data. You agree that the SKB Entities are under no duty to inquire as to the authority or propriety of any instructions given by any means requiring entry of your password and that the SKB Entities are entitled to act upon any such instructions. Accordingly, you should take steps to protect the confidentiality of your password. You agree to notify one of SKB Entities immediately if you suspect or become aware of any disclosure, loss, theft, or unauthorized use of your password or other personal security data.

Third Party Websites

We may establish links from the SKB website to other, external websites operated by third parties. The SKB entities have no control over, and is not responsible for, the content or privacy policies of such other websites.

Ownership Information

The SKB website is the property of SKB Companies and is protected by applicable copyright, trademark, and other intellectual property law. You may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit the SKB website or the information or services provided on or through the SKB website without the prior written consent of SKB Companies, except to the extent authorized under applicable law.

You may link to the SKB website subject to the conditions set forth in this paragraph. Any such link must resolve to the top-level homepage of the SKB website, i.e., www.skbcos.com. No aspect of any such link, and no website linking to the SKB website may assert or suggest in any way that any of the SKB Entities or any of their affiliates endorses, sponsors, or is in any way associated with the linking website or any other website, entity, service or product. No website linking to the SKB website may violate the intellectual property rights of any of the SKB Entities, their affiliates, or any other person, or be used for any other improper or unlawful purpose. The SKB Entities reserve the right to revoke its consent to any such link at any time in its sole discretion.

Disclaimer of Warranties and Limitation of Liability

Except as expressly set forth in these Terms of Use or any other agreement between you and the SKB Entities, the SKB Entities disclaim all warranties, express and implied, with respect to the SKB website, including without limitation warranties of merchantability, fitness for a particular purpose, and error-free and uninterrupted service.

The SKB Entities will not be liable for any loss or damages incurred by you related to your use or attempted use of the SKB website in any manner not authorized or permitted under these Terms of Use, and the SKB Entities will not be liable for any special, incidental, consequential, indirect, or punitive damages related to any such use or attempted use of the SKB website, even if such damages were reasonably foreseeable.

Discontinuance of SKB Website

Unless otherwise agreed and subject to applicable law, the SKB Entities may discontinue the SKB website at any time without prior notice to you.

Termination of Access

Unless otherwise agreed and subject to applicable law, the SKB Entities may terminate or block your access to the SKB website at any time without prior notice to you.

Other Terms and Conditions

These Terms of Use shall inure to the benefit of the SKB Entities and their successors and assigns, whether by merger, consolidation, or otherwise.

If a court of competent jurisdiction deems any provision of these Terms of Use unenforceable, such provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

Unless otherwise agreed, these Terms of Use and their enforcement are governed by the laws of the State of Oregon, without regard to conflicts of law.

Contact Us

If you have any questions about this Terms of Use, please contact us.

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